All articles about Nova Scotia First-Time Home Buyer Guide.
Rural Nova Scotia properties come with private wells, septic systems, and oil tanks that urban-trained buyers and general home inspectors are not equipped to evaluate. Here's the framework.
The seller's listed property taxes in Nova Scotia are not your future tax bill. The CAP trap resets assessments at full purchase price. Here's the exact calculation to run before you make any offer.
A real estate lawyer in Nova Scotia handles the title transfer, not your financial planning. Here's what you need before you ever book that first meeting.
The Nova Scotia 2% Down Pilot is the most powerful down payment tool in the province — but it's not available to everyone. Here are the realistic alternatives and how each one stacks up.
Moving to Nova Scotia from Ontario or BC? Generic Canadian home-buying guides miss the CAP trap, non-resident deed transfer tax, and oil tank insurance mandates. Here's what you actually need.
The exact steps to buy a home in Nova Scotia — from mortgage pre-approval to closing. Covers DPAP, the stress test, Form 408, and the 30–45 day timeline.
A buyer's agent in Nova Scotia is free to you — the seller pays. But their mandate has limits. Here's what they cover, and where you still need to do your own work.
Oil tank replacement costs $1,500–$3,500 in Nova Scotia. Add Federal Pioneer panels and knob-and-tube wiring and older homes can cost $15,000+ to make insurable.
Nova Scotia's DPAP gives an interest-free loan for 5% down. The 2% pilot cuts that further. Eligibility rules, income caps, and purchase price limits.
Nova Scotia well water requires bacteria and arsenic testing before you buy. Here's what tests are required, what contamination risks exist, and what it costs.
Nova Scotia's Capped Assessment Program (CAP) protects long-term owners but resets to full market value when a home sells. New buyers face immediate tax shock.
Nova Scotia's Coastal Hazard Map shows flood risk to 2100. After the Coastal Protection Act was shelved, buyers now carry this risk alone. Here's how to assess it.
Mortgage pre-approval in Nova Scotia requires specific documents, a stress test, and a 90–120 day rate hold. Here's exactly what lenders need and how to prepare.
The average home in Nova Scotia costs $515,846 in 2026. Halifax hits $657,061. Here's what you get at each price point and where first-time buyers are actually buying.