All articles about Florida First-Time Home Buyer Guide.
Florida resets property taxes to full market value after every sale. Here's how the reassessment works, how to calculate your real Year-Two liability, and how to budget correctly.
Comparing a structured Florida first-home guide against DIY research across forums, state portals, and free tools. Honest tradeoffs for each approach.
Florida's post-Surfside condo laws changed what you must verify before buying. Here's how to evaluate a building's financial health under SB 4-D, SIRS, and Fannie Mae's 2026 guidelines.
What out-of-state transplants relocating to Florida need that generic home buying resources do not cover — insurance, tax reassessment, condo laws, and DPA programs.
What buyers' agents do and do not cover in Florida — and what structured resources, independent brokers, and self-directed research can handle instead.
How to calculate what you can actually afford to buy in Florida, accounting for year-two tax increases, insurance costs, and the cheapest places to buy.
When Florida homebuyers are required to carry flood insurance, how NFIP Risk Rating 2.0 affects costs, what flood zones mean, and how sinkhole insurance works.
Side-by-side comparison of Florida vs Texas for first-time home buyers: property taxes, homeowners insurance, cost of living, and what each state's hidden costs really look like.
What first-time condo buyers in Florida must know about milestone inspections, SIRS reserve laws, special assessments, and Fannie Mae warrantability in 2026.
How Florida's wind mitigation inspection works, which construction features earn premium discounts, and how much money you can save on homeowners insurance.
How VA home loans work for first-time buyers in Florida, including zero-down benefits, funding fee waivers for disabled veterans, and county-specific loan limits.
How Florida title insurance premiums are calculated using promulgated rates, who pays for owner vs. lender policies, and when you can qualify for the reissue rate discount.
How to use Florida county property appraiser websites to research just value, assessed value, tax history, exemptions, and year-two tax estimates before making an offer.
How the Florida Hometown Heroes down payment assistance program works, 2026 income limits by county, eligible jobs, and how to stack it with other programs.
Florida home insurance costs, county-by-county rate differences, why premiums are so high, and strategies to lower your bill as a first-time buyer.
How the Florida FR/Bar AS-IS contract works, what the inspection period allows, how it differs from the standard contract, and how to protect your earnest money.
What Florida's 4-point inspection covers, which homes require it, what fails, how much it costs, and what happens when a system doesn't pass.
How to apply for Florida's homestead exemption, meet the March 1 deadline, satisfy residency requirements, and port your Save Our Homes benefit.