All articles about Nebraska First-Time Home Buyer Guide.
A buyer's agent handles showings, offers, and negotiation. A Nebraska guide covers tax modeling, SID identification, insurance analysis, and NIFA navigation. You need both.
VA loan buyers at Offutt need more than VA basics: disabled veteran property tax exemption, Sarpy County SID overlays, and BAH coverage at current Bellevue prices.
Structured guide with worksheets vs. assembling info from NIFA, county assessor, EPA maps, and Reddit. What each approach misses — and where it costs you.
Nebraska new construction buyers face a near-certain 50% payment spike in Year 3. Here is how the phased assessment works and how to budget before it hits.
Moving to Nebraska from a lower-tax state? SIDs, 1.7% property taxes, radon, and percentage insurance deductibles make Nebraska uniquely complex for relocators.
NIFA's website, Zillow, realtor blogs, and Reddit are the default Nebraska home buying resources. Here is what each covers, what each misses, and what fills the gaps.
The NIFA homebuyer assistance program lets Nebraska first-time buyers close with as little as $1,000 down. Income limits, purchase price caps, and how to qualify.
VA loans in Nebraska offer zero down payment for veterans and active military. How Nebraska property taxes and disability exemptions interact with VA financing.
USDA loans offer zero down payment in eligible Nebraska areas outside Omaha and Lincoln. Eligibility map explained, income limits, and how to use the USDA loan map.
Nebraska is an EPA Zone 1 radon state. Over 50% of tested homes exceed safe levels. What radon testing costs, how mitigation works, and how to negotiate it.
Nebraska homestead exemption reduces property taxes for qualifying veterans, seniors, and disabled residents. Eligibility rules, amounts, and application steps.
Nebraska homeowners insurance premiums surged 21% in 2024. Wind/hail deductibles, ACV vs. RCV roof coverage, and what to ask before you bind a policy.
Nebraska closing costs average 3.64% of purchase price. What you pay, what the seller pays, and how proration customs in Douglas and Sarpy counties affect your cash at closing.