All articles about Mississippi First-Time Home Buyer Guide.
Mississippi law requires an attorney to draft deeds and certify title at every closing. Here's what that actually means, what it costs, and what you can control.
A late-discovered Zone AE flood zone can add $150–$200/month to your payment and kill your loan days before closing. Here's how to verify before you offer.
How much earnest money in Mississippi, who holds it, when you get it back, and the rules that protect buyers under state law.
VA buyers at Keesler, Columbus AFB, or Camp Shelby face termite mandates, Easy8 tax recapture traps, and PCS-triggered repayment. Here's what actually helps.
Mississippi first-time buyer tax credits, HUD-approved counseling requirements, and MHC down payment assistance — eligibility, amounts, and how to qualify.
Free tools, Reddit threads, and MHC's website all fall short in specific, predictable ways. Here's what each source does and doesn't tell you before you close.
Home warranties in Mississippi explained: what's covered, what's not, typical costs, and whether you actually need one at closing.
Smart6, Easy8, and Trusty10 have different repayment triggers, tax liability risks, and monthly payment impacts. Here's the comparison matrix for Mississippi buyers.
Mississippi property condition disclosure requirements under § 89-1-501, what the PCDS covers, seller exemptions, and your right to terminate if it arrives late.
Mississippi realtor commission rates, who pays buyer and seller agent fees after NAR settlement changes, and how this affects your closing costs as a first-time buyer.
What Mississippi buyers must check on septic systems and private wells before closing — permit records, inspection requirements, testing standards, and lender rules.
How to get pre-approved for a mortgage in Mississippi, DTI ratio requirements, documents needed, and how MHC program eligibility affects the process.
Mississippi closing costs explained — who pays what, the no-transfer-tax advantage, typical buyer fees, and how to negotiate seller concessions.