How to Calculate the True Cost of Buying a Home in Louisiana
Louisiana listings show affordable prices — but the true carrying cost includes flood insurance, termite bonds, and parish taxes that most buyers don't budget for until it's too late.
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All articles about Louisiana First-Time Home Buyer Guide.
Best First-Time Home Buyer Guide for Louisiana's Napoleonic Code Civil Law System
Louisiana is the only US state under Napoleonic Code civil law. Here's what makes it different and which type of guide actually prepares buyers for the transaction.
Alternatives to Hiring a Louisiana Real Estate Attorney for First-Time Buyers
Do Louisiana first-time buyers need a real estate attorney? Here's an honest look at what attorneys provide, what they cost, and what alternatives exist for each service.
Louisiana Home Buyer Guide vs. National Real Estate Guides: Why Generic Advice Fails in Louisiana
National home buying guides are dangerously wrong for Louisiana. Here's what Zillow, Bankrate, and NerdWallet miss — and what Louisiana buyers actually need.
How to Avoid Losing $55,000 in LHC Soft Second Assistance in Louisiana
The most common mistake Louisiana first-time buyers make costs them $55,000 in forgivable assistance. Here's how to avoid it — before you go under contract.
Best Louisiana Home Buying Guide for Out-of-State Buyers Moving to Louisiana
Relocating to Louisiana? Every common law assumption about home buying is wrong here. Here's the best guide for out-of-state buyers navigating civil law for the first time.
Small Succession Affidavit Louisiana: Buying an Inherited Home Without Going to Court
When a small succession affidavit works in Louisiana, what it requires, how it differs from a full succession, and what buyers must verify before closing.
LHC Soft Second Program Louisiana: How First-Time Buyers Get Up to $60,000 in Assistance
How the LHC Soft Second, Keys for Service, and MRB programs work in Louisiana — eligibility rules, flood zone restrictions, and how to stack programs for Baton Rouge and New Orleans buyers.
Act of Sale Louisiana: How Real Estate Closings Work Under Civil Law
What the Louisiana Act of Sale is, how it differs from a warranty deed, the role of the notary, and what the residential property disclosure form requires.
USDA Loan and VA Loan in Louisiana: Zero Down Options for First-Time Buyers
How USDA and VA loans work in Louisiana, who qualifies, and how to use them with LHC assistance programs to buy with minimal out-of-pocket costs.
Flood Insurance Louisiana: What It Costs and What Risk Rating 2.0 Changed
How much flood insurance costs in Louisiana under FEMA Risk Rating 2.0, what drives premium differences by zone, and how to shop private alternatives.
Louisiana Homestead Exemption: How to Save on Property Taxes as a First-Time Buyer
How the Louisiana homestead exemption works, how much you save, and how to file it with your parish assessor before the December 31 deadline.
FHA Loan Louisiana: Down Payment, Limits, and What First-Time Buyers Need to Know
FHA loan requirements, limits, and how they work in Louisiana for first-time buyers — including how to stack FHA with LHC down payment assistance.
Community Property Louisiana: What Married Home Buyers Need to Know
How Louisiana's community property rules affect your mortgage, whose name goes on the deed, and why your non-borrowing spouse must sign at closing.