ADFA First-Time Home Buyer Programs in Arkansas: StartSmart and Move-Up Explained
How Arkansas's ADFA StartSmart and Move-Up mortgage programs work, who qualifies, income limits, credit score requirements, and how to apply.
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All articles about Arkansas First-Time Home Buyer Guide.
Affordable Places to Live in Arkansas: A First-Time Buyer's Regional Guide
Where first-time buyers find real value in Arkansas: rural counties, Central Arkansas suburbs, NWA overflow towns, and which USDA-eligible areas may lose eligibility soon.
Alternatives to Generic Home Buying Books for Arkansas-Specific Advice
Generic guides like Nolo and Dave Ramsey miss ADFA programs, dower/curtesy rights, USDA eligibility traps, and Amendment 79. Here's what Arkansas buyers need instead.
Arkansas Closing Costs: What Buyers and Sellers Each Pay
Full breakdown of Arkansas closing costs — transfer tax, lender fees, title insurance, and how to reduce what you owe at the closing table.
Arkansas Down Payment Assistance Programs: What's Available in 2026
ADFA DPA, ADDI forgivable grants, and city programs in Arkansas explained — who qualifies, how much you can get, and how to stack programs.
Arkansas Foreclosure Process: What Homeowners Actually Need to Know
How Arkansas's judicial foreclosure process works, the timeline, borrower protections, and what the redemption period means for homeowners.
How Much House Can I Afford in Arkansas? A Region-by-Region Look
Arkansas home affordability by region, DTI limits, credit score requirements for ADFA programs, and whether renting or buying makes more sense right now.
Arkansas Home Buyer Guide vs. Relying on Your Real Estate Agent: What First-Time Buyers Actually Need
Should you rely on your real estate agent or get a separate Arkansas home buying guide? An honest comparison of what agents cover and where the gaps are.
Arkansas Home Inspection: What to Expect and How to Negotiate Repairs
What Arkansas home inspections cover, radon testing, the 10-14 day contingency window, and how to negotiate repairs without losing the deal.
Arkansas Home Warranty: What's Covered, What It Costs, and Whether It's Worth It
What an Arkansas home warranty covers, typical costs, optional add-ons, and how to negotiate seller-paid coverage at closing.
Arkansas Mortgage Prepayment Penalty: State Law Prohibits Them — Here's What That Means
Arkansas law bans prepayment penalties on home loans. What that means for refinancing, paying off your mortgage early, and ADFA loan holders.
Arkansas Mortgage Rates: What to Expect and How to Get the Best Rate
How mortgage rates work in Arkansas, when ADFA below-market rates apply, and the practical steps that move your rate down before you lock.
Arkansas Property Tax: Rates, Homestead Credit, and Amendment 79
How Arkansas property tax is calculated, how to claim the homestead credit, and how Amendment 79 protects owner-occupants from assessment spikes.
Arkansas Real Estate Closing Process: Step-by-Step Guide
How closing works in Arkansas — attorney requirements, earnest money, the 30-45 day timeline, and what first-time buyers need to bring to the closing table.
Arkansas Real Estate Commission: What First-Time Buyers Need to Know
What the Arkansas Real Estate Commission does, how to verify your agent's license, and why it matters when you're buying your first home in Arkansas.
Best Resource for Understanding ADFA Down Payment Assistance Programs in Arkansas
Confused by ADFA StartSmart vs. Move-Up vs. DPA vs. ADDI? Here's the complete program comparison with eligibility rules, mechanics, and stacking strategy.
Best First-Time Home Buyer Resource for Relocating to Northwest Arkansas
Moving to NWA for work? The best resource for out-of-state relocators covers Bentonville prices, USDA suburbs, ADFA programs, and attorney-closing rules.
Best Mortgage Lender in Arkansas for First-Time Buyers
How to choose the right mortgage lender in Arkansas — ADFA-approved banks, Arvest vs. regional alternatives, and what separates good guidance from a stack of paper.
Buying a House in Northwest Arkansas: What First-Time Buyers Need to Know
NWA's housing market transformed by Walmart, Tyson, and J.B. Hunt. Here's what first-time buyers face in Bentonville, Fayetteville, and Rogers in 2026.
Do I Need a Real Estate Attorney in Arkansas?
Arkansas is a title state, but strict UPL rules mean attorneys still matter. Here's when you need one—and when you don't—for your home purchase.
Dower and Curtesy Rights in Arkansas: Why Your Spouse Must Sign the Deed
What dower and curtesy rights mean in Arkansas real estate, why a non-owner spouse must sign, and how title vesting options protect married couples.
Earnest Money in Arkansas: How Much, When, and What Happens If It Falls Through
How much earnest money is standard in Arkansas? When is it due? What protects it? Everything first-time buyers need to know about Arkansas earnest money deposits.
FHA Loan Arkansas: Requirements, Limits, and How It Pairs with ADFA
FHA loan requirements in Arkansas: credit scores, down payment minimums, how FHA works with ADFA down payment assistance, and key property condition rules.
First-Time Home Buyer in Arkansas: A Step-by-Step Guide
Everything Arkansas first-time home buyers need: ADFA programs, USDA loans, closing costs, property taxes, and the 30-45 day closing process explained.
First-Time Home Buyer Grants in Arkansas: What's Actually a Grant (and What Isn't)
Most 'grants' for Arkansas home buyers are actually loans. Here's what the ADDI forgivable program and city assistance funds actually offer in 2026.
How to Buy Your First Home in Arkansas Without Hiring a Real Estate Attorney
Most Arkansas first-time buyers close without a personal attorney. Here's when title companies are sufficient, when you need legal counsel, and what to understand either way.
Little Rock Housing Market: What First-Time Buyers Should Know in 2026
Little Rock's stable, employer-anchored housing market, City DPA up to $10K, LRAFB VA loans, and what 40-58 days on market means for your negotiating position.
Tornado Shelter Arkansas: What Home Buyers Need to Know
Why Arkansas homes lack basements, what tornado shelters cost, which warning systems actually wake you up, and how to plan for storm safety as a homeowner.
USDA Loan Arkansas: Eligible Areas, Income Limits, and How to Qualify
Which Arkansas towns qualify for USDA zero-down loans in 2026, income caps, and how to pair a USDA loan with ADFA assistance for maximum benefit.
VA Loan Arkansas: Benefits, Eligibility, and What Veterans Need to Know
VA home loan guide for Arkansas veterans and military families: zero down payment, no PMI, Little Rock Air Force Base area lenders, and how VA pairs with ADFA programs.