Best Guide for Expats Buying Property Before the 30% Ruling Expires
Buying before the 2027 taper: how Box 1 vs Box 3 tax strategy, NHG eligibility, and overdrachtsbelasting timing interact for 30% ruling holders in 2026.
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All articles about Buying Property in the Netherlands — Expat Guide.
Best Resource for Buying Your First Property in the Netherlands as an Expat
The best resource for first-time expat buyers in the Netherlands covers mortgage eligibility for temp contracts, blind bidding, VvE due diligence, and tax strategy.
How to Buy Property in the Netherlands With a Temporary Contract
Temporary contract holders can get Dutch mortgages using an intentieverklaring or arbeidsmarktscan. Here's exactly how each mechanism works in 2026.
Alternatives to IamExpat for Buying Property in the Netherlands
IamExpat covers the basics but stops short on bidding strategy, VvE due diligence, and tax optimization. Here are the honest alternatives and what each does well.
How Much Can I Borrow for a Mortgage in the Netherlands?
Dutch mortgage borrowing capacity is based on gross income, not net. Here's exactly how lenders calculate your maximum loan — and what expats need to know.
Expat Property Guide vs Hiring an Aankoopmakelaar in the Netherlands
Guide vs aankoopmakelaar: they solve different problems. The guide gives you market literacy. The agent executes on your behalf. Many buyers use both.
How Does Bidding Work in the Netherlands Property Market?
Dutch property bidding is a blind sealed-bid system where asking prices are irrelevant. Here's how the biedlogboek works and how expats win competitive bids.
Can Foreigners Buy Property in the Netherlands?
Yes — foreigners can buy Dutch property with no restrictions. The real hurdle is mortgage eligibility. Here's what non-EU buyers need to know in 2026.
Rent vs Buy Netherlands: When Does Buying Make Sense for Expats?
Dutch closing costs are 4–6% of purchase price. You need 3+ years to break even. Here's the honest rent vs buy calculation for expats in the Netherlands.
Annuity vs Linear Mortgage Netherlands — Which Repayment Structure Saves You More?
Annuity or linear mortgage in the Netherlands? The choice affects monthly cash flow, total interest paid, and tax deductions. Here's how to calculate which wins.
30% Ruling and Mortgage Netherlands: Does Your Tax Break Actually Help?
Most Dutch lenders ignore the 30% ruling when calculating your maximum mortgage. Here's what actually counts, and which lenders factor it in differently.
Transfer Tax Netherlands 2026: Overdrachtsbelasting Rates Explained
Netherlands transfer tax 2026: 0% for under-35s buying under €555K, 2% for primary residence, 10.4% for investors. How expats can claim each rate.
VvE Apartment Netherlands: How to Check If a VvE Is Healthy Before Buying
Buying a Dutch apartment means joining the VvE. A dormant VvE can cost you tens of thousands in emergency levies. Here's what to check before you sign.
NHG Mortgage Netherlands: How the National Mortgage Guarantee Works for Expats
NHG in 2026: €470K limit, 0.4% premium, lower interest rates. Expats on valid residence permits qualify. Here's how to use it and when it's worth it.
Is an Aankoopmakelaar Worth It? Dutch Buyer's Agent Costs and Benefits
An aankoopmakelaar costs €2,500–€4,000 or 1–2% of purchase price. For expats in a blind-bid market with 70% overbidding, the ROI case is stronger than it looks.