All articles about Prince Edward Island First-Time Home Buyer Guide.
Interprovincial buyers in PEI pay the full 1% RPTT upfront at closing and file for a refund after 183 days. Here's the exact process, the cash you need, and how to recover it.
Should PEI first-time buyers rely on a real estate lawyer or a dedicated guide? Honest comparison covering cost, coverage, and what each actually delivers.
PEI first-time buyers can combine the FHSA, Home Buyers' Plan, and provincial DPAP — but the $350,000 price cap and sequencing rules matter. Here's the exact strategy.
Interprovincial buyers moving to PEI face LPA restrictions, RPTT timing traps, and a registry system unlike anything in Ontario or BC. Here's what you actually need.
Tourism, fishing, and agriculture workers in PEI can qualify for a mortgage — but the documentation strategy is completely different from salaried employment. Here's how.
Buying a rural home in PEI means oil tanks, private wells, septic systems, and coastal erosion risks that don't exist in Charlottetown. This is the guide for that buyer.
The CMHC homebuying guide misses PEI's Lands Protection Act, RPTT timing trap, registry title system, oil tank liability, and rural infrastructure hazards. Here are the real alternatives.
The PEI down payment assistance program (DPAP) offers up to $17,500 as a conditionally interest-free loan. Here's who qualifies, what the $350K cap means, and how to stack it.
Planning to buy PEI acreage for sale? The Lands Protection Act limits non-residents to 5 acres. Here's exactly how the rules work and what triggers IRAC approval.
PEI oil tank regulations explained: age limits, ULC certification requirements, replacement costs, and why heat pump installation is the smart alternative.
Heat pump installation PEI: what cold-climate systems cost, which rebates are available, and why first-time buyers are using heat pumps to eliminate oil tank liability.
Summerside real estate guide for first-time buyers: prices, neighbourhoods, taxes, and why the city-owned electric utility keeps property taxes lower.
How PEI mortgage rates compare, where to find a mortgage broker in PEI, and why credit unions often beat the big banks for first-time buyers.
PEI house prices, Charlottetown vs Summerside, and what's driving the housing market. Average home price PEI data and what it means for first-time buyers.
PEI coastal erosion risks for home buyers: buffer zones, the CHRIS mapping tool, insurance implications, and what 30cm per year means for a 25-year mortgage.
Home insurance PEI guide covering the oil spill rider trap, heating oil tank age rules, coastal flood exclusions, and what actually affects your premium.
Home inspection PEI guide covering the four checks that go beyond a standard inspection: oil tanks, well water, septic systems, and coastal erosion.