Alternatives to Hiring a Missouri Real Estate Attorney for a Home Purchase
Missouri is a title company state — attorneys are optional for standard residential purchases. Here's what you actually need and when a lawyer is worth it.
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All articles about Missouri First-Time Home Buyer Guide.
Best First-Time Home Buyer Guide for Kansas City Area (Missouri Side)
KC metro buyers need earnings tax math, MO vs KS location analysis, and MHDC program eligibility. Here's what actually helps in the KC market.
Best First-Time Home Buyer Guide for St. Louis Area Buyers
St. Louis buyers need parcel-level tax research, City vs County analysis, HomeSTL $50k program, and earnings tax math. Here's what actually helps.
How to Buy a House in Missouri With No Money Down
Missouri buyers can combine MHDC 4% DPA, VA/USDA zero-down loans, and local grants like HomeSTL $50k to reach zero out-of-pocket at closing.
Kansas City Earnings Tax: What Home Buyers Need to Know
Kansas City's 1% earnings tax affects your mortgage affordability, DTI calculations, and long-term budget. Here's what first-time buyers need to understand before buying.
MHDC First Place Loan Program: Missouri's First-Time Home Buyer Programs Explained
Everything first-time buyers need to know about Missouri down payment assistance through MHDC—income limits, the 4% grant, how to qualify, and common mistakes.
Missouri Beneficiary Deed: How a Transfer on Death Deed Works
Learn how the Missouri beneficiary deed (TOD deed) lets you pass your home to heirs without probate—requirements, costs, and common mistakes explained.
Missouri Closing Costs: The Full Breakdown for First-Time Buyers
Missouri closing costs typically run 2-5% of purchase price—but there's no state transfer tax, saving buyers thousands. Here's the complete itemized breakdown.
Missouri Deed Types: Quitclaim Deed vs Warranty Deed Explained
Understand the difference between a Missouri quitclaim deed and warranty deed—what each covers, when each is used, and what you need to know as a buyer.
Missouri Flood Zone Map: What Home Buyers Need to Know Before Making an Offer
Missouri's flood zones cover vast areas along the Mississippi and Missouri rivers. Here's how to read the FEMA flood map, what mandatory insurance costs, and what buyers often miss.
Missouri HOA Laws: What Buyers in HOA Communities Need to Know
Missouri HOA laws give associations significant power over homeowners. Here's what first-time buyers need to review before closing on any HOA-governed property.
Missouri Home Buying Guide vs. Free Online Calculators: What Actually Works
Free tools like Zillow and Bankrate miss Missouri's earnings tax, MHDC income limits, and parcel-level taxes. Here's what each approach gets right.
Missouri Home Warranty: What First-Time Buyers Should Know
Home warranties in Missouri cover specific systems and appliances—but exclusions are common and coverage is often narrower than buyers expect. Here's what to know.
Missouri Homestead Exemption: What First-Time Buyers Need to Know
Missouri's homestead exemption is limited and often misunderstood. Here's what it actually covers, who qualifies, and how it affects your property taxes.
Missouri Property Tax Rate: How to Calculate What You'll Actually Owe
Missouri's 19% assessment ratio means your tax bill isn't what it seems. Here's how to calculate actual property taxes in Missouri, with rates by county and city.
Missouri Radon Testing: What Home Buyers Need to Know
One in three Missouri homes tests above the EPA action level for radon. Here's which counties have the highest risk, how testing works, and what mitigation costs.
St. Louis Earnings Tax: What Home Buyers Must Understand Before Closing
The St. Louis 1% earnings tax affects City residents and commuters differently. Here's how it impacts your budget, DTI, and whether remote workers can get a refund.