All articles about North Carolina First-Time Home Buyer Guide.
Generic home buying guides describe earnest money contingencies and inspection exit rights that do not exist in NC. Here are your actual alternatives for NC-specific guidance.
The NCHFA website lists NC's $15,000 DPA program but doesn't explain household income traps, the forgiveness timeline, or how to combine it with VA or FHA loans.
Got an accepted offer in NC and your agent just told you to wire $10,000 to the seller — non-refundable — before the inspection? Here is what that means and what to do.
Military families PCSing to NC face a specific trap: VA loans require zero down but NC's non-refundable Due Diligence Fee demands $5K–$15K+ in cash upfront.
How buying a house in Raleigh NC compares to Charlotte NC: due diligence fees, competition levels, price ranges, and neighborhoods for first-time buyers.
What closing costs in North Carolina include, who pays what, revenue stamps, attorney fees, title insurance rates, and how to estimate your total cash to close.
Moving to NC from California, New York, or anywhere else? NC's Due Diligence Fee system is structurally different from every other state. Here's what you need to know before you make an offer.
How the NC 1st Home Advantage Down Payment program works, who qualifies, income limits, and the 15-year forgiveness trap you must understand.
What homeowners insurance actually covers (and doesn't) in coastal NC. Wilmington flood zones, Outer Banks wind exclusions, and how to budget for triple insurance coverage.
Compare buying a home in North Carolina with agent representation vs. a state-specific buyer guide. Understand NC's unique risks before you choose.
How NC's non-refundable due diligence fee works, how it differs from earnest money, and how to protect yourself as a first-time buyer.
Step-by-step guide to buying your first home in North Carolina: due diligence, NCHFA programs, attorney closings, timelines, and what makes NC unique.
How home inspections work in North Carolina's due diligence system, what to inspect, timing requirements, and how to negotiate repairs before the deadline.
How North Carolina's homestead property tax exemptions work, who qualifies (elderly, disabled, veterans), how much you save, and how to apply.
FHA, VA, and USDA loan options for North Carolina buyers: eligibility, down payments, and how each loan type interacts with NC's unique due diligence system.
How the NC Offer to Purchase and Contract (Form 2-T) works, what every clause means, and how to protect yourself as a first-time buyer in North Carolina.