Alternatives to Hiring a Real Estate Attorney for HOA Document Review
What are the alternatives to hiring a real estate attorney for HOA document review? Comparing structured guides, AI tools, free resources, and when each is the right call.
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All articles about HOA Survival Guide — Rights, Rules & Finances.
Best HOA Due Diligence Resource for First-Time Condo Buyers in 2026
Which HOA due diligence resource is best for first-time condo buyers in 2026? Comparing structured guides, AI analysis tools, free resources, and attorney reviews.
Best HOA Resource for Sun Belt Buyers: Florida, Arizona, Texas, Nevada, and Colorado
The best HOA due diligence resource for buyers in Florida, Arizona, Texas, Nevada, and Colorado — where 65–82% of new homes are inside HOAs and state laws add critical layers.
Condo Master Policy Coverage: What the HOA Insures vs. What You Need to Cover Yourself
The condo master policy covers the building — but where exactly it ends and your HO-6 begins varies by policy type. Understanding the gap prevents six-figure coverage disasters.
Difference Between HOA and COA: What Changes When You Own a Condo vs. a House
HOA vs COA isn't just a name difference — it changes what you own, what you owe, what insurance you need, and how lenders underwrite your mortgage.
Fannie Mae Condo Questionnaire: What It Is, Why It Matters, and What Makes a Condo Non-Warrantable
What lenders check on the Fannie Mae condo questionnaire, why non-warrantable condos cost more to finance, and how the 2026 rule changes affect buyers.
FHA Approved Condo List: How to Find Eligible Buildings and Qualify for a Low-Down-Payment Loan
How to search the HUD FHA approved condo list, meet FHA condo approval requirements, and use single unit approval to buy with 3.5% down.
Florida Condo Reserve Requirements: The SIRS Mandate Explained for Buyers and Owners
Florida's new Structural Integrity Reserve Study (SIRS) requirements changed everything for condo owners and buyers. Here's what the law requires and what it means for your finances.
HOA Airbnb Rules: How to Check Whether Short-Term Rentals Are Permitted Before You Buy
Many HOAs ban Airbnb and VRBO outright. Here's how to find the short-term rental rules in CC&Rs, what to do if the ban came after you bought, and which states offer limited protections.
HOA Board Fiduciary Duty: What It Means and How to Use It Against Board Misconduct
HOA board members owe a fiduciary duty to homeowners. Here's what that duty requires, where the Business Judgment Rule limits your options, and how to respond to board misconduct.
HOA Guide vs. Real Estate Attorney: Which Do You Actually Need for HOA Due Diligence?
Comparing a structured HOA guide against hiring a real estate attorney for HOA review. Who needs an attorney, who doesn't, and what the guide does that an attorney won't.
HOA Management Company Complaints: How to Escalate When Your Property Manager Won't Respond
When an HOA management company is unresponsive, overcharging, or acting improperly, homeowners have specific escalation paths — state licensing boards, ombudsman offices, and the board itself.
HOA Solar Panel Restrictions: What Your HOA Can and Can't Do
Most states prohibit HOAs from outright banning solar panels, but aesthetic rules still apply. Here's how to navigate HOA solar restrictions before you install.
HOA Special Assessment Payment Plan: Your Options When You Can't Pay the Full Amount
What happens if you don't pay an HOA special assessment, which states require payment plans, and how to negotiate terms before the HOA puts a lien on your property.
HOA Super Lien States: Which States Give HOAs Priority Over Your Mortgage
In 20+ super lien states, your HOA can legally jump ahead of your mortgage lender. Here's which states have super lien laws, how they work, and what it means for buyers.
HOA Survival Guide vs. AI Document Analysis Tools: Which Is Right for Your Purchase?
Comparing a structured HOA guide against AI-powered document analysis tools like Eli Report, governingdocs.dev, and DecodeHOA for condo due diligence in 2026.
How Much Are HOA Fees — and Are They Included in Your Mortgage?
Average HOA fees by property type, what drives the cost, whether they count toward your mortgage DTI, and how to budget for increases over time.
How to Evaluate HOA Financial Health Before Buying a Condo (2026 Framework)
The exact framework for evaluating HOA financial health before buying: reserve fund percent funded, delinquency rate, budget trends, and 2026 Fannie Mae compliance.
Questions to Ask Before Buying a Condo or HOA Property
The exact questions to ask the HOA, management company, and listing agent before buying a condo — covering finances, rules, and pending liabilities.