All articles about Rhode Island First-Time Home Buyer Guide.
Why national home buying checklists from NerdWallet, Bankrate, and The Balance miss RI-specific requirements like attorney closings, lead paint laws, and municipal tax variations — and what to use instead.
The best guide for first-time buyers targeting Providence triple-deckers for house hacking, covering 2024 lead paint laws, split-rate property tax, DPA stacking, and FHA 203(k) renovation loans.
A direct comparison of what a Rhode Island home buying guide covers versus what a buyer's agent provides, and why most first-time buyers need both for attorney-driven closings.
A structured comparison of RIHousing DPA programs — Extra Assistance, 15kDPA, FirstGenHomeRI, and AnchorHome — with stacking rules, credit thresholds, and geographic restrictions for first-time buyers.
Comparing a paid Rhode Island home buying guide against free RIHousing pages, Zillow, Reddit, and brokerage blogs for first-time buyers navigating attorney closings, lead paint laws, and DPA programs.
Complete guide to buying your first home in Rhode Island: RIHousing programs, income limits, attorney closings, lead paint laws, and real closing costs.
Rhode Island's FirstGenHomeRI program offers $25,000 in forgivable down payment assistance to first-generation buyers. Here's who qualifies, which cities are eligible, and how to apply.
Rhode Island requires a licensed attorney to close every home purchase. Here's what that means for your timeline, costs, and who the attorney actually represents.
Rhode Island property tax rates vary wildly by municipality. See the current mill rates for Warwick, Cranston, Newport, Providence, and other towns — and what homestead exemptions actually change.
Providence triple-deckers and two-families appeal to first-time buyers as house hacks. Here's what lead paint laws, split-rate taxes, and RIHousing multi-family rules actually mean for your budget.
VA loans are widely used by military buyers at Naval Station Newport. Here's how BAH works for qualifying, what the Newport market looks like, and how to navigate old housing stock with VA appraisers.
Rhode Island's real estate conveyance tax is $2.30 per $500 of purchase price, paid by the seller. Here's how it's calculated, what the 2022 surcharge changed, and what buyers need to know.
How Rhode Island mortgage rates work, what local lenders offer, and how state programs like RIHousing and AnchorHome affect your actual rate and monthly payment.
Rhode Island home prices vary significantly by town. Here's what median prices look like across Providence, Newport, South County, and where first-time buyers find the most affordable options.
Rhode Island's lead paint laws changed significantly in 2023–2024. Here's what a Certificate of Lead Conformance requires, who needs one, and what non-compliance costs.
Radon levels vary significantly across Rhode Island. Here's where risk is highest, how testing works during the 10-day inspection window, and when to negotiate mitigation.
Flood insurance in Rhode Island can run $2,000 to $10,000+ per year. Here's how to read FEMA flood zones, when private insurance beats NFIP, and why this changes your budget.
FHA loans are popular with Rhode Island first-time buyers, but the state's condo market and old housing stock create specific hurdles. Here's what to know before you offer.
Providence's split-rate tax system charges non-owner-occupants 3x more than residents. Here's exactly how to file the homestead exemption and the March 15th deadline you cannot miss.