Do I Need a Mortgage Broker or a Home Buying Guide in Ireland? 2026
Mortgage brokers in Ireland charge €500–€1,500 and don't cover government schemes that compete with their products. Here's when a guide, a broker, or both makes sense.
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All articles about Ireland First-Time Home Buyer Guide.
Is a Home Buying Guide Worth It When Citizens Information Is Free? Ireland 2026
Citizens Information covers each scheme accurately — but never explains how they interact. Here's when a structured guide outperforms free resources for Irish first-time buyers.
How to Combine Help to Buy and First Home Scheme in Ireland — What Changes
Combining Help to Buy and First Home Scheme in Ireland reduces your FHS cap from 30% to 20%. Here's the full compatibility rules, worked examples, and the combinations that are blocked entirely.
Best Home Buying Guide for Dual-Income Couples in Ireland 2026
Dual-income couples earning €70K–€100K combined hit the 4x LTI wall in Dublin and Cork. Here's the guide built around scheme stacking strategy for exactly this situation.
How Much Can I Borrow for a Mortgage in Ireland?
Ireland mortgage borrowing rules explained for 2026 — LTI limits, LTV requirements, stress testing, and how to calculate your maximum borrowing capacity.
First Home Scheme vs Help to Buy Ireland: Which to Use and Can You Combine Them?
Detailed comparison of the First Home Scheme and Help to Buy in Ireland — how they differ, which is better for your situation, and the rules for combining both schemes.
Alternatives to Hiring a Mortgage Broker in Ireland — First-Time Buyer Guide 2026
Mortgage brokers in Ireland charge €500–€1,500 and earn commission on lender products. Here are the real alternatives, including when broker advice is irreplaceable.
Steps to Buying a House in Ireland: The Complete Process from Savings to Keys
The full step-by-step process for buying your first home in Ireland in 2026 — from savings and mortgage AIP through bidding, conveyancing, and closing day.
Cost of Buying a House in Ireland: Every Fee You Need to Budget For
The complete breakdown of buying costs in Ireland for 2026 — deposit, stamp duty, solicitor fees, Land Registry, structural survey, insurance, and what it all adds up to.
Vacant Property Refurbishment Grant Ireland: How Much You Can Get and How to Apply
Complete guide to the Croí Cónaithe vacant property grant in Ireland — up to €70,000 for refurbishment, eligible works, application process, and the renovation loan that bridges the funding gap.
Local Authority Home Loan Ireland: 2026 Income Limits, Property Price Caps, and Eligibility
Updated guide to the Local Authority Home Loan in Ireland — April 2026 income cap increases, new regional property price ceilings, and eligibility requirements.
Help to Buy Scheme Ireland: Eligibility, How to Claim, and Clawback Rules
Complete guide to Ireland's HTB scheme in 2026 — who qualifies, the step-by-step claim process on Revenue, and how to avoid clawback penalties.
Buying a New Build in Ireland: What to Know Before You Sign Contracts
Key considerations for buying a new build in Ireland in 2026 — Help to Buy eligibility, HomeBond warranties, construction delays, snag lists, and common new-build pitfalls.
Bidding on a House in Ireland: Strategy, Sale Agreed, and What Happens When You Win
How bidding on a house in Ireland actually works — estate agent tactics, how to research real values, bid increments, and what 'Sale Agreed' means legally.
Stamp Duty Ireland: Rates, New Build Rules, and First-Time Buyer Exemptions
Stamp duty rates in Ireland for 2026 — how the 1% and 2% bands work, VAT exclusion on new builds, and why first-time buyers get no exemption.
Self Build Mortgage Ireland: Stage Payments, HTB Eligibility, and First Home Scheme Rules
How self-build mortgages work in Ireland — stage payment drawdowns, using Help to Buy on a self-build, and how the First Home Scheme handles site valuations.
Mortgage Stress Test Ireland: How It Works and Why It Affects How Much You Can Borrow
How Irish lenders apply the mortgage stress test in 2026 — the 2% rate increase simulation, how it reduces your maximum borrowing, and what NDI and MSR thresholds mean for your application.
Ireland House Prices 2026: National Trends, Dublin vs Regional Gaps, and What's Driving Costs
Current Irish property market data for 2026 — national price growth of 6.8%, Dublin vs regional disparities, median prices by county, and how supply constraints are affecting buyers.
First Time Buyer Ireland: The Complete Guide for 2026
Everything Irish first-time buyers need to know in 2026 — Central Bank mortgage rules, Help to Buy, First Home Scheme, Local Authority Home Loan, costs, and the full buying process.
Deposit for a House in Ireland: How Much You Need and Where It Can Come From
How much deposit you need to buy a house in Ireland in 2026 — Central Bank LTV rules, what counts as a valid deposit source, parental gifts, and how HTB covers part of the requirement.
First Home Scheme Ireland: Eligibility, Equity Charges, and What It Really Costs Long-Term
Full guide to Ireland's First Home Scheme in 2026 — eligibility rules, service charges from year 6, and how the equity buyout works when property prices rise.
Best Mortgage Rates Ireland: How to Compare Lenders and Find the Lowest Rate in 2026
How Irish mortgage rates work in 2026 — fixed vs variable, green mortgages, how to use comparison tools, and what determines the rate you actually qualify for.
Approval in Principle Ireland: What It Is, How Long It Takes, and What Comes Next
What approval in principle means for Irish mortgage applications in 2026 — documents needed, how long AIP lasts, and the difference between AIP and full mortgage approval.
Affordable Purchase Scheme Ireland: How It Works, Eligibility, and Where to Apply
Full guide to the Local Authority Affordable Purchase Scheme in Ireland and Dublin — eligibility income rules, how the equity share works, and active 2026 developments.
Snag List Ireland: What It Is, What It Costs, and What Inspectors Look For
Everything first-time buyers need to know about snag lists on new builds in Ireland — what's checked, how much it costs, and what happens if the developer doesn't fix defects.
Mica Homes Ireland: Counties Affected, Warning Signs, and What Buyers Must Check
Guide to mica and pyrite defects in Irish homes — which counties are at risk, how to identify signs of damage, and what testing and remediation schemes exist.