How to Buy Your First Home in Kentucky with KHC Down Payment Assistance
Step-by-step guide to using KHC DAP in Kentucky: compliance income, program selection, stacking with Welcome Home, attorney closing, and the 50% DTI cap.
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All articles about Kentucky First-Time Home Buyer Guide.
Best First-Time Home Buyer Guide for Kentucky Military Families
Fort Campbell buyers face a KY-vs-TN tax arbitrage, VA + KHC stacking rules, and mandatory attorney closing. This guide covers all three for PCS buyers.
Kentucky First-Time Home Buyer Guide vs Free Online Resources
Free resources give you KHC program inputs but miss compliance income, attorney closing, dower rights, and four geological hazards. Here's what the gap costs.
Best Down Payment Assistance Guide for Kentucky Home Buyers
KHC Regular DAP vs Affordable DAP, compliance income traps, FHLB Welcome Home stacking, and Louisville Metro DPA — the complete Kentucky DPA decision guide.
Alternatives to Hiring a Real Estate Attorney in Kentucky: What Buyers Need to Know
Kentucky mandates attorney closings under KBA Opinion U-58. You cannot skip the attorney — but you can prepare, compare fees, and control what you spend.
Best Places to Live in Kentucky for Families: Schools, Safety, and Starter Home Prices
Best places to live in Kentucky for families ranked by school quality, home affordability, and safety. Covers Louisville suburbs, Lexington commuter towns, and NKY.
Buying a House in Louisville KY: What First-Time Buyers Actually Need to Know
Buying a house in Louisville KY as a first-time buyer means navigating attorney closings, clay soil risks, KHC programs, and a market where median prices hit $265,000.
Kenton County KY Property Tax: Rates, Bills, and Covington vs. Independence
Kenton County KY property tax median is $2,284. Learn how rates differ across Covington, Independence, and Florence, and what first-time buyers will actually owe.
Jefferson County KY Property Tax: Rates, Bills, and What to Expect
Jefferson County KY property tax explained: median bills, how rates are set, PVA assessment, exemptions, and what first-time buyers actually owe.
Fayette County KY Property Tax: Why Lexington Bills Run Higher Than Louisville
Fayette County KY property tax median is $2,425 — above Jefferson County. Learn why Lexington's Urban Services Boundary drives higher assessments and what buyers owe.
Kentucky PVA Property Search: How to Look Up Any Property Before You Buy
How to use Kentucky PVA websites to search property records, check assessed values, find tax history, and research ownership before making an offer.
Kentucky Homestead Exemption 2025–2026: Who Qualifies and How Much You Save
Kentucky homestead exemption is $49,100 for 2025–2026. Learn who qualifies, how to apply at your county PVA, and how much it reduces your property tax bill.
Flood Insurance in Kentucky: When It's Required and What It Costs
Flood insurance in Kentucky is mandatory for FEMA flood zone properties. Learn NFIP requirements, FIRM map lookups, riverine flood risks, and what buyers must budget.